At Optive Commercial Capital, we help small, medium, and large sized businesses in funding their companies through a broad portfolio of financial products for business and commercial loans. We focus on the strengths and challenges of your business to find the right lender for you. Our primary focus is on Commercial Real Estate, Equipment Loans & Leases, and Working Capital - acquisitions, startups, SBAs, Accounts Receivable Financing / Factoring and Merchant Cash Advances. Traditional loans as well as lesser known programs from credit card processing, invoice factoring, fix and flip/rent/hold, and also business to consumer so you can offer financing options to your customers. We know that effective commercial financing entails a full understanding of your operations and the particular working capital requirements relevant to the nature and structure of your business. That's why our business and financial specialists work in close partnership with you to customize the best solution. If a bank has denied your request, let's talk. We offer more loan options than any one bank in the country.